Business Insurance

Policies designed to protect what you've built.

Are You Prepared For The Unexpected?

Business insurance (also known as commercial insurance) is meant to reduce liabilities and manage risk for your company. Our experienced agents at Bennett & Porter understand the unique challenges facing businesses today and can advise you on the best path moving forward to protect what you’ve worked so hard for.

Business Insurance We Offer

Commercial Auto

Are vehicles part of your operations? If so, you’ll need more than just traditional car insurance. A commercial auto insurance policy will provide protection for work trucks, vans, cars, and other vehicles used for business purposes.

Commercial Building Owners

As the owner of a commercial building, the significance of having satisfactory coverage is something you should understand thoroughly. Our highly experienced agents will help you evaluate your risks in owning commercial property and create a customized policy to protect your large investment.

Commercial Property

Business owners should purchase commercial property insurance to protect their business assets in case of an unexpected catastrophe. Your monthly premium will protect from a wide range of risks including:

Wondering if you need property insurance? If your company owns a commercial building, rents office space, possesses valuable property, or keeps extensive inventory, you need commercial property insurance – and we can help.

General Liability

Every business should carry general liability insurance to protect their assets and manage risks appropriately, no matter how large or small. The right policy could protect you from total financial peril. No matter how careful you are, a lawsuit could arise out of something completely unexpected and even unreasonable. With proper coverage, you don’t have to worry about frivolous lawsuits.

Commercial Equipment (Inland Marine)

Even though standard commercial property insurance provides sufficient coverage for many businesses, this may not be enough if your company frequently ships products, materials, and machinery to other areas. Added equipment insurance is advantageous for property like tools & machinery, transportation equipment, mobile medical equipment, and networking equipment that frequently move from place to place.

Apartment Building Owners

Residential rental properties are a massive investment, and owners should ensure they have sufficient protection against the unknown. From constant maintenance and equipment breakdowns to unexpected events like fires, apartment building owners’ insurance is vital. We build policies around the size and scope of your operation, providing assurance you have the right safeguards in place to protect your building from anything that arises.

Professional Liability Insurance

No matter the size of your company or industry you’re in, you never can truly anticipate potential liabilities from giving bad professional advice or services not up to standard. If you cause harm to another person, business, or property from these actions, you can be held responsible in a court of law. Professional liability insurance protects you from oversights that can happen out of the blue. This is especially important for professions in the medical, legal, construction, and real estate industries. We can help set you up with the right level of coverage to keep you optimally protected.

Bonding

As a client of Bennett & Porter, you have access to exclusive bonding services. We offer all types of bonds including:

Notary bonds
Title bonds
Licensing bonds
Bid bonds
Permit bonds
Performance bonds
Payment bonds

Business Umbrella Insurance

Umbrella insurance typically covers three underlying commercial liability policies:

General liability insurance
Employer’s liability insurance
Commercial auto liability insurance

Umbrella coverage is meant to cover claims that go beyond the limits of an eligible policy. Our experts can help you determine what level of coverage is necessary for your business.

Group Benefits

To attract top talent at your company, offering a competitive benefits package can do wonders. There is a lot involved in trying to come up with an affordable and comprehensive benefits plan for your employees. Bennett & Porter has the expertise to put together a benefits package that includes:

Group health insurance
Group life insurance
Group dental insurance
Group disability insurance
Group vision insurance
Long-term care insurance
Discounted auto & home coverage

We’re confident we can come up with an affordable option for you – contact us today to talk to a group benefits specialist.

Workers' Compensation

In Arizona, every business with employees is required to carry workers’ compensation. This policy protects your employees in case the get hurt or ill because of job-related activities. As an employer, you also receive immunity from civil lawsuits filed by employees who are injured. A typical workers’ compensation policy covers:

Payments medical expenses
Disability payments while the employee can’t work
Payments for rehabilitation
Payments for retraining

We love Bennett and Porter! They insure our homes, cars, and business. Whenever I have a question they are prompt in getting back to me and are very knowledgeable about insurance. We appreciate regular calls to update our insurance and ensure we have proper coverage and are getting the best deal. We highly recommend them and have referred several friends!

All of the people that I have dealt with at Bennett & Porter have been very friendly and professional. They respond quickly to my requests or inquiries and have always had my best interest in mind as they have handled my car and homeowners policies. Rich Dalton has been my agent for many years and I am very pleased with all he and his staff have done for me!

We have been customers for about seven years and have been very satisfied with the insurance services they have provided. And every time we deal with them on the phone they have been very friendly and very helpful. We highly recommend Bennett and Porter!

These guys are the best, always on top of things! No one could get me a better price, no one could even come close! They have continued over the years to keep me with good coverage and the best price. They are always super helpful whenever I need anything. I definitely recommend giving them a call even if you think you've got it it good already.

Long time customer. They have first rate service. They continually compare my current policies against the market saving me money. When I do have a claim they basically take care of everything for me and assure I am satisfied with the outcome. They service my account immediately. If I lose an insurance card for my car it is sent to me in hours. And they keep me updated and educated on current trends and issues. A great company to do business with.

I have been with this company for several years and, since the day that I signed up with them, they have been dependable and reliable. Their rates are very reasonable and don't jump up astronomically every year. Their people are friendly and easy to work with and are very service-oriented. They're a company that I can count on!

Best customer service out there. They always follow up when they say they will. Have competitive rates and respectful of your time. I have recommended several family and friends to Bennett & Porter and they have all had positive experiences.

Work With Trusted Advisors in Business Insurance

At Bennett & Porter, we are committed to helping businesses of all sizes obtain a comprehensive insurance plan with competitive premiums that encompasses all your needs. Call us today to request a free quote and speak with an expert.

Arizona Insurance & Wealth Management

Insurance in Arizona isn't one-size-fits-all. Our local experts understand the unique risks and requirements of your community. Find an agent near you today for personalized advice and a solution that fits your life.