Life can’t happen without risks. But, those with a high-net-worth could lose it all if inadequate insurance is in place.
Excess liability insurance extends protection at home, on the road, and throughout life when built-in liability limits fall short in covering costs associated with an accident or lawsuit.
Seemingly harmless and common life elements including teenage drivers, home swimming pools, social media activity, domestic staff, events hosted in your home, and even serving on a nonprofit board can put you and your family at risk of substantial financial loss if an accident were to occur. And, they do.
How does Excess Liability coverage
extend your protection?
Auto, homeowners, and other specialty insurance policies include built-in liability coverage–but it’s limited. Excess liability coverage takes action when the underlying limits of such policies fall short, protecting you and your family from lawsuits, libel and slander, and providing compensation if you are involved in an accident with an uninsured or underinsured driver.
Bennett & Porter Private Client can help you design a personal umbrella policy that will provide you the extra layer of protection you need against large and potentially devastating claims and judgments.
When the unexpected happens, having personal umbrella liability insurance could mean the difference between losing everything and safeguarding your financial future.
Complete the online assessment to
kick-start your custom coverage.
Our expert advisors are ready to create your customized coverage plan.
Most boards and not-for-profits carry minimal coverage, leaving you liable for the actions within the organization. Excess liability protects you while in pursuit of the greater good.
Group Personal Excess Liability
Secure elite representation and cover substantial legal costs for your multi-generational family should they face an unfortunate lawsuit related to property damage or personal and bodily injury.
World-Class Coverage
High net-worth individuals face a variety of risks that most people don’t. Bennett & Porter is proud to offer clients world-renowned coverage which provides a level of protection mass-market insurance never could. Experience the difference in protection you deserve: higher limits, one-of-a-kind boutique coverages, and a refreshingly easy claims experience.
Peace of Mind Starts with a Plan
Tell Us More About You
Complete the quick online assessment to determine your eligibility.
Meet Your Team of Advisors
Upon approval, we’ll reach out to schedule a complimentary risk assessment.
Review your Custom-Built Proposal
Our team of advisors builds a customized plan from the most prestigious carriers to fit your unique needs.
Enjoy Private Client Services, Redefined.
Our experts minimize risk, providing you the freedom to enjoy the finer things.
Tell Us More About You
Complete the quick online assessment to determine your eligibility.
Meet Your Team of Advisors
Upon approval, we’ll reach out to schedule a complimentary risk assessment.
Review your Custom-Built Proposal
Our team of advisors builds a customized plan from the most prestigious carriers to fit your unique needs.
Enjoy Private Client Services, Redefined.
Our experts minimize risk, providing you the freedom to enjoy the finer things.
The Bennett & Porter Approach
Our founders and advisors have decades of experience working with affluent households and are well-versed in their unique needs. We’re proud to lend our expertise and powerful connections in a sometimes complicated industry
to bring awareness, clarity, and peace of mind to our clients and families.
We take a personal approach to analyze your home, its unique features, and your family’s needs to ensure nothing is left to chance.
We love Bennett and Porter! They insure our homes, cars, and business. Whenever I have a question they are prompt in getting back to me and are very knowledgeable about insurance. We appreciate regular calls to update our insurance and ensure we have proper coverage and are getting the best deal. We highly recommend them and have referred several friends!
All of the people that I have dealt with at Bennett & Porter have been very friendly and professional. They respond quickly to my requests or inquiries and have always had my best interest in mind as they have handled my car and homeowners policies. Rich Dalton has been my agent for many years and I am very pleased with all he and his staff have done for me!
We have been customers for about seven years and have been very satisfied with the insurance services they have provided. And every time we deal with them on the phone they have been very friendly and very helpful. We highly recommend Bennett and Porter!
These guys are the best, always on top of things! No one could get me a better price, no one could even come close! They have continued over the years to keep me with good coverage and the best price. They are always super helpful whenever I need anything. I definitely recommend giving them a call even if you think you've got it it good already.
Long time customer. They have first rate service. They continually compare my current policies against the market saving me money. When I do have a claim they basically take care of everything for me and assure I am satisfied with the outcome. They service my account immediately. If I lose an insurance card for my car it is sent to me in hours. And they keep me updated and educated on current trends and issues. A great company to do business with.
I have been with this company for several years and, since the day that I signed up with them, they have been dependable and reliable. Their rates are very reasonable and don't jump up astronomically every year. Their people are friendly and easy to work with and are very service-oriented. They're a company that I can count on!
Best customer service out there. They always follow up when they say they will. Have competitive rates and respectful of your time. I have recommended several family and friends to Bennett & Porter and they have all had positive experiences.
Trust the Experts That Know Insurance
Our insurance professionals have worked with thousands of individuals, providing unmatched expertise and service. With access to dozens of industry-leading carriers, we can find the best rates for our clients. Call today or request a free quote to get started.